Downunder Travel Insurance

THE BASICS

Company Website:

http://www.duinsure.com

Last Reviewed:

7th October 2006

Policy Type

Backpacker Worldwide (incl. USA/Canada/Japan)

6 Months:

£127 / AU$459.38 / NZ$537

12 Months:

£271 / AU$795.56 / NZ$1048

18 Months:

£335 (excluding USA/Canada/Japan and only for UK residents)

Countries Covered:

UK, Australia, New Zealand

Age Restrictions:

Under 55

Work Covered:

Work is covered with the exception of work involving the use of heavy machinery or manual labour above ground level. Fruit picking is not considered manual labour so working with ladders is covered.

POLICY DETAILS

Medical:

£2,000,000 / AU$6,000,000 / NZ$6,000,000

Cancellation/Curtailment:

£1,000 / AU$2,500 / NZ$2,500

Belongings & Baggage:

£1,000 / AU$1,500 / NZ$1,500

Single Item Limit:

£100 / AU$300 / NZ$300

Travel Documents:

£25 / AU$150 / NZ$150

Personal Liability:

£2,000,000 / AU$2,000,000 / NZ$2,000,000

Personal Accident:

Up to £15,000 / AU$15,000 / NZ$15,000

Legal Expenses:

£5,000 / AU$7,500 / NZ$7,500

SPECIAL FEATURES

One-Way Travel

With Downunder you are able to travel on a one-way ticket as long as it is your intention to return to the UK.

Excess Waver

On the Australian and New Zealand policies you can pay an extra 10% to have the excess waved.

Oz/NZ Travel

If you are heading to Australia and/or New Zealand and spend at least 75% of your time there you will be covered for the other 25% of your travels in Asia without having to buy worldwide coverage.

SUMMARY

Downunder insurance is a great choice for Brits heading off to Australia/New Zealand on a working holiday with a short stopover in Asia. If you intend on spending 75% of your trip in Australia/New Zealand then you'll essentially get the Asia part of your trip covered without having to pay more. As so many Brits make Asia their stop on their way down under, it's worth a look.